Terms and Conditions

Effective date: October 1, 2026

SMS messaging terms & compliance

These SMS terms apply to the Easy Merchant Capital Alerts messaging program operated by Easy Merchant Capital, a DBA of JBDC Solutions LLC, at https://easymerchantcapital.com.

1. Program description

This messaging program sends account-related and, where separately consented to, marketing messages to customers who have submitted an inquiry or requested information from Easy Merchant Capital through our website at easymerchantcapital.com, or via our contact forms, and have explicitly opted in to receive SMS messages. Opt-in is collected via web forms with a dedicated, unchecked checkbox for SMS consent. Messages may include responses to your inquiry, application status updates, advisor follow-up, customer support communications, and, if you separately consent, special offers and service updates. Message frequency varies.

2. Cancellation instructions

You can cancel the SMS service at any time. Simply text STOP to the same number that sent you messages. Upon sending STOP, we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

3. Support information

If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to info@easymerchantcapital.com or call (631) 612-1000 during business hours.

4. Carrier liability

Carriers are not liable for delayed or undelivered messages.

5. Message & data rates

Message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies based on your interactions with our business. For questions about your text plan or data plan, contact your wireless provider.

6. Supported carriers

Our SMS program works with all major U.S. wireless carriers, including AT&T, T-Mobile, Verizon, and most regional carriers.

7. Age restriction

You must be 18 years or older to participate in our SMS program.

8. Consent not required

Consent to receive text messages is not a condition of purchase or of receiving any service from Easy Merchant Capital.

9. Privacy policy

For privacy-related inquiries, please refer to our Privacy Policy at easymerchantcapital.com/privacy. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

We comply with all applicable laws and regulations, including the Telephone Consumer Protection Act (TCPA) and CTIA guidelines, regarding the use of SMS communications.

General terms

This website (the “Site”) is owned and operated by Easy Merchant Capital (“COMPANY”, “we” or “us”), a DBA of JBDC Solutions LLC. By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from Easy Merchant Capital.

Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service.

We reserve the right to change these Terms of Service or to impose new conditions on the use of the Site from time to time, in which case we will post the revised Terms of Service at https://easymerchantcapital.com/terms. By continuing to use the Site after we post any such changes, you accept the Terms of Service, as modified.

Intellectual property rights

Our limited license to you

This Site and all the materials available on the Site are the property of Easy Merchant Capital and/or our affiliates or licensors and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal non-commercial use.

You may not use the Site or the materials available on the Site in a manner that constitutes an infringement of our rights or that has not been authorized by us.

Unless explicitly authorized, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium any material from the Site. However, you may download and/or print one copy of individual pages for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.

Your license to us

By posting or submitting any material (including comments, blog entries, social media posts, photos, and videos) to us via the Site, internet groups, or other digital venues, you represent that you own the material or have obtained the necessary permissions. You grant Easy Merchant Capital a royalty-free, perpetual, irrevocable, non-exclusive, worldwide license to use, modify, transmit, sell, exploit, create derivative works from, distribute, and publicly perform or display such material.

Disclaimers

Easy Merchant Capital is not a bank or direct lender. We help connect business owners with third-party providers. Submitting an inquiry does not guarantee an offer, approval, or any particular terms, which are determined solely by third-party providers.

Throughout the Site, we may provide links and pointers to Internet sites maintained by third parties. Our linking to such third-party sites does not imply an endorsement or sponsorship of such sites or the information, products, or services offered on or through the sites.

The information, products, and services offered on or through the Site are provided “as is” and without warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, we disclaim all warranties, including implied warranties of merchantability and fitness for a particular purpose.

You agree at all times to indemnify and hold harmless Easy Merchant Capital, its affiliates, and their respective officers, directors, agents, and employees from any claims, causes of action, damages, liabilities, costs, and expenses arising out of or related to your breach of any obligation, warranty, or representation under these Terms of Service.

Third-party services

Certain sections of the Site may connect you with products and services from third-party providers. We are not responsible for the quality, accuracy, timeliness, reliability, or any other aspect of these products and services. Your participation in any dealings with third-party providers is solely between you and the third party. Easy Merchant Capital shall not be responsible for any loss or damage incurred as a result of such dealings.

Registration & passwords

To access certain features of the Site, you may be required to register and create an account. You agree to provide accurate, current, and complete information during the registration process. You are responsible for maintaining the confidentiality of your login credentials and for all activities conducted under your account.

If you suspect unauthorized use of your account, notify us immediately at info@easymerchantcapital.com. We are not liable for any loss or damage arising from your failure to comply with this obligation.

Termination

We reserve the right to terminate or suspend your access to the Site, without notice, if we determine that you have violated these Terms of Service or engaged in conduct that we deem inappropriate or unlawful. Upon termination, you must cease all use of the Site and any content obtained from it.

Governing law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to conflict-of-law rules. Any dispute arising under these Terms shall be resolved exclusively through binding arbitration in that jurisdiction.

Changes to terms of service

We may update these Terms of Service from time to time. The latest version will always be available at https://easymerchantcapital.com/terms with the effective date.

For any questions regarding these Terms of Service, please contact us at:

Easy Merchant Capital
A DBA of JBDC Solutions LLC
191 University Blvd #230, Denver, CO 80206
Phone: (631) 612-1000
Email: info@easymerchantcapital.com
Website: easymerchantcapital.com

By using our website and services, you consent to these Terms of Service.

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